:root { --blue:#0875db; --deep:#073b78; --sky:#eaf6ff; --pale:#f7fbff; --ink:#102b4d; --muted:#65809f; --line:#dceaf7; --white:#fff; --shadow:0 18px 45px rgba(10,71,135,.1); }
* { box-sizing:border-box; }
html { scroll-behavior:smooth; }
body { margin:0; font-family:Manrope,Arial,sans-serif; color:var(--ink); background:var(--white); overflow-x:hidden; }
a { color:inherit; text-decoration:none; }
.container { width:min(1120px,calc(100% - 40px)); margin:auto; }

/* Header */
.site-header { min-height:76px; padding:10px 0; display:flex; align-items:center; justify-content:space-between; gap:20px; }
.brand { display:flex; align-items:center; gap:10px; font-family:'Plus Jakarta Sans',sans-serif; font-size:22px; font-weight:800; color:var(--deep); }
.brand img { display:block; width:auto; height:auto; max-height:44px; border-radius:12px; object-fit:contain; }
.header-actions { display:flex; flex-wrap:wrap; align-items:center; justify-content:flex-end; gap:10px; }
.button { min-height:43px; padding:0 18px; border-radius:10px; display:inline-flex; align-items:center; justify-content:center; gap:8px; font-size:13px; font-weight:800; transition:.2s ease; border:1px solid transparent; cursor:pointer; }
.button:hover { transform:translateY(-2px); }
.button-outline { color:var(--blue); border-color:#b9dbf8; background:#fff; }
.button-main { color:#fff; background:linear-gradient(135deg,#0b87eb,#0665c7); box-shadow:0 10px 22px rgba(8,117,219,.24); }

/* Page hero */
h1,h2,h3,p { margin-top:0; }
.page-hero { position:relative; overflow:hidden; padding:44px 0 54px; background:linear-gradient(138deg,#f8fcff 0%,#e7f5ff 59%,#f8fcff 100%); text-align:center; }
.page-hero .eyebrow { display:inline-flex; gap:8px; align-items:center; border-radius:50px; padding:7px 12px; background:#fff; border:1px solid #cce8fc; color:var(--blue); font-size:11px; font-weight:800; text-transform:uppercase; letter-spacing:.7px; margin-bottom:14px; }
.page-hero h1 { font-family:'Plus Jakarta Sans',sans-serif; font-size:clamp(28px,4.5vw,44px); line-height:1.15; letter-spacing:-1.6px; color:var(--deep); max-width:820px; margin:0 auto 14px; }
.page-hero p { max-width:640px; margin:0 auto; font-size:15px; line-height:1.8; color:var(--muted); }

/* Content sections */
.section { padding:56px 0; }
.section-narrow { max-width:780px; margin:0 auto; }
.section-heading { text-align:center; max-width:680px; margin:0 auto 32px; }
.section-heading .eyebrow { display:inline-flex; gap:8px; align-items:center; border-radius:50px; padding:7px 12px; background:#eaf6ff; color:var(--blue); font-size:11px; font-weight:800; text-transform:uppercase; letter-spacing:.7px; margin-bottom:10px; }
.section-heading h2 { font-family:'Plus Jakarta Sans',sans-serif; font-size:clamp(24px,3.5vw,34px); letter-spacing:-1px; color:var(--deep); margin-bottom:10px; }
.section-heading p { color:var(--muted); font-size:14px; line-height:1.8; }

.content-block h2 { font-family:'Plus Jakarta Sans',sans-serif; font-size:22px; color:var(--deep); margin:32px 0 12px; letter-spacing:-.5px; }
.content-block h2:first-child { margin-top:0; }
.content-block h3 { font-size:16px; color:var(--deep); margin:20px 0 8px; }
.content-block p { font-size:14.5px; line-height:1.9; color:#3a5372; margin-bottom:14px; }
.content-block ul { padding-left:20px; margin-bottom:14px; }
.content-block li { font-size:14.5px; line-height:1.9; color:#3a5372; margin-bottom:6px; }
.content-block strong { color:var(--deep); }

/* Step / how-it-works cards */
.how-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:22px; }
.how-card { position:relative; padding:28px 24px; border-radius:20px; background:var(--pale); border:1px solid var(--line); }
.how-card .step { display:inline-flex; width:36px; height:36px; border-radius:10px; background:var(--blue); color:#fff; align-items:center; justify-content:center; font-weight:800; font-family:'Plus Jakarta Sans',sans-serif; margin-bottom:14px; }
.how-card h3 { font-family:'Plus Jakarta Sans',sans-serif; font-size:17px; color:var(--deep); margin-bottom:8px; }
.how-card p { font-size:13.5px; line-height:1.8; color:var(--muted); margin:0; }

/* FAQ accordion */
.faq-list { max-width:780px; margin:0 auto; display:flex; flex-direction:column; gap:12px; }
.faq-item { border:1px solid var(--line); border-radius:14px; background:var(--pale); overflow:hidden; }
.faq-question { width:100%; text-align:left; padding:18px 22px; background:none; border:none; cursor:pointer; display:flex; align-items:center; justify-content:space-between; gap:14px; font-size:14.5px; font-weight:700; color:var(--deep); font-family:inherit; }
.faq-question i { color:var(--blue); transition:transform .25s ease; flex:0 0 auto; }
.faq-item.open .faq-question i { transform:rotate(180deg); }
.faq-answer { max-height:0; overflow:hidden; transition:max-height .3s ease; }
.faq-item.open .faq-answer { max-height:400px; }
.faq-answer-inner { padding:0 22px 18px; font-size:14px; line-height:1.8; color:var(--muted); }

/* CTA band */
.cta-band { margin-top:12px; border-radius:22px; padding:40px; background:linear-gradient(130deg,#073b78,#0c83e1); color:#fff; text-align:center; }
.cta-band h2 { font-family:'Plus Jakarta Sans',sans-serif; font-size:clamp(22px,3vw,30px); margin-bottom:10px; }
.cta-band p { opacity:.85; font-size:14px; margin-bottom:20px; }

/* Footer */
footer { padding:31px 0; background:#062e5f; color:#b8d3eb; font-size:12px; }
.footer-inner { display:flex; align-items:center; justify-content:space-between; gap:18px; flex-wrap:wrap; }
.footer-brand { color:#fff; font-family:'Plus Jakarta Sans',sans-serif; font-size:16px; font-weight:800; }
.footer-links { display:flex; gap:18px; font-weight:700; flex-wrap:wrap; }
.footer-links a:hover { color:#fff; }

@media (max-width:850px) {
    .how-grid { grid-template-columns:1fr; }
}
@media (max-width:560px) {
    .container { width:min(100% - 28px,1120px); }
    .site-header { min-height:68px; padding:8px 0; }
    .brand img { max-height:38px; }
    .header-actions { gap:6px; }
    .header-actions .button { padding:0 9px; min-height:34px; font-size:10px; gap:4px; }
    .section { padding:40px 0; }
    .cta-band { padding:28px 20px; }
    .footer-inner { align-items:flex-start; flex-direction:column; }
}